A 6-Module course with 60 bite sized lessons to help you qualify for loans and get ahead by boosting their credit score while you conduct the credit dispute process.
The understanding of the basics of credit and credit scores models like FICO vs. VantageScore
The 5 key credit score factors and how these factors cause your score to go up and down.
The knowledge of which factors influence lending opportunities and lending decisions so you can use it to your advantage
The insight to decipher credit myths as told in mainstream media and determine what is fact and what is fiction.
Gain the knowledge of what you can control on your credit score, empowering you to reach your financial goals like qualifying for a mortgage, credit card, or auto loan
Get your Credit Goal Planner and Course Worksheets and Guides—which outlines how you can boost your credit score, steps to get there, and the time it'll take
An understanding of exactly what you need to do to build positive credit history and a Credit Re-Establishment Plan
Break Down the Credit Barriers
What Is a Credit Score?
FREE PREVIEWHow Credit Impacts Common Life Decisions
FREE PREVIEWWho Creates A Credit Score?
Credit Reporting Laws
Key Takeaways
Test your learning
Introducing Credit Score Algorithms & Models
FICO & Vantage Scoring, Score Models & Versions
Getting A Credit Report
Score Models & Mortgage Lending
Test your learning
Payment History (35%)
What Constitutes as Negative & Positive Payment History?
What You Need to Know About Late Payments
Test Your Learning
Charge Off Accounts
Test Your Learning
Understanding Collection Accounts & Credit Reporting
Collection Accounts & Consumer Rights
Test your learning
Bankruptcy
Repossessions & Foreclosures
How Payment History Impacts Lending Opportunities
What is Credit Utilization?
Understanding Length of Credit History (Credit Age)
Understanding Inquiries & New Credit
Understanding Credit Mix
Understanding Credit Score Cards & Reason Codes
Credit Profile Examples & Practice
The Sections of A Credit Report
Example 1: How To Read A Credit Report
Example 2: How To Read A Credit Report
Myth 1: Checking Your Credit Score Hurts Your Score
Myth 2: Paying Loans Helps My Score
Myth 3: Debt is Debt
Myth 4: Closing Credit Helps Your Score
Myth 5: There Is Only One Credit Score
Myth 6: Impact of Demographics & Job Title On Credit Score
Myth 7: Joint Credit Reporting Is a Thing
Myth 8: Paying A Debt Erases It
Myth 9: Carrying Balances On My Credit Cards Boosts My Score
Myth 10: There is No Need to Worry About Credit Scores Until You Are Older
Establishing & Re-Establishing Credit
Option 1: Authorized User
Option 2: Build Credit Using Common Bills
Option 3: Utilizing A Credit Building Debit Card
Option 4: Making Rental Payment History Count
Option 5: Credit Builder Loan Accounts
Option 6: Secured Credit Cards
Option 7: Credit Limit Increases (Part 1)
Option 7: Credit Limit Increases (Part 2)
Option 8: Paying or Settling Charge-Off Accounts
Option 9: Federal Student Loan Rehabilitation
Option 10: Handling Collections Properly for Score Improvement
Congrats! Here's what's next...
Before you go...
More resources for you
As someone whose business runs on referrals, I know what feast or famine feels like. Investing in education when the bank account may not fill up anytime soon is scary. And I definitely don’t want you to go into debt for this course. However, if you can swing it and know that Creditworthy can help you in your business, yet still need a safety net for the “what if it can’t help” thoughts that spin around …let me ease your mind a bit. You’ve got a full 90 days to change your mind. If you get Creditworthy and go through it and participate in the Q&A calls and are still not able to read a credit report and use it to help your clients, reach out to me at [email protected] and get a full refund.
This is a self-paced program. Take each module at your own pace. Go back and review modules as needed.
Each module, or section of the course, is broken down into several videos so you can easily watch the content in small sessions. Each video ranges from an average of 4 minutes to 15 minutes.
